How is my capital protected?

Each opportunity uses a dedicated project account for that deal, not a pooled fund. Terms, security, and process are shared directly before you commit.

What's the minimum to participate?

Indicative capacity is discussed during onboarding. There is no public self-serve ticket size on this page. The conversation comes first.

How do I know a deal has actually been vetted?

Fincray runs diligence on the business, numbers, security, and people before an opportunity reaches the network. You see a structured pack, not a raw pitch.

How and when do I get my capital back?

Each deal carries its own repayment cycle and reporting. Timing is set in the deal terms you receive. We do not publish rates or timelines as marketing claims.

Capital partners reviewing an opportunity together

For Capital Partners

Put your capital to work in deals that have already been checked.

A private network for high-net-worth individuals, family offices, and institutional partners who want access to vetted, structured opportunities, without doing the underwriting themselves.

How We're Built

Every deal is checked before it ever reaches you.

Fincray runs its own due diligence on every business we work with before a funding opportunity reaches a capital partner. The numbers, the security, the people behind the business, all reviewed before you ever see a packet.

No single funder is asked to carry a full deal alone. Every opportunity is shared across the network, so risk is spread and access is real.

Financial plan and tracker under diligence review

Diligence first: documents, numbers, and security reviewed.

Growth from capital — a funded project outcome

Then the outcome: capital behind projects that are already moving.

Access, Not Guesswork

What you get as a capital partner.

Vetted deal access

Structured and diligenced before you see it.

Shared risk

No single funder carries a full deal alone.

Individual project accounts

Your capital sits in a dedicated account for that specific deal, never pooled.

Real reporting

Periodic updates on the projects you've backed, not silence until repayment.

How It Works

Trust & Structure

Becoming part of the network starts with a conversation, not a signup form. Once onboarded, you'll have access to a private view of deals Fincray has already structured and diligenced, with clear terms for each opportunity shared directly with you.

Answers that earn their place.

Whether you need capital structured or want to put capital to work: clear answers before the first call.

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Growth from capital for the funders closing band

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